The peace of mind that comes with worldwide life insurance, the best available, no matter where in the world you are living. It’s not just for UK nationals or expatriates either – everyone worldwide!

International Life Insurance tailored to your needs

We specialise in the provision of international life insurance including Whole of Life, Critical Illness, and international Private Medical Insurance. These covers are available for expatriates, individuals, and corporate groups worldwide.

Competitive Premiums Worldwide

We provide life policies in a range of major currencies. Our terms are very competitive and you can obtain a quotation wherever you reside unless in a war zone.

We specialise in protection insurance which provides for all events including death from pandemics

Term Assurance

Pure protection at a low cost

One of the main purposes of life assurance is to provide protection. Life Term Assurance provides protection for a set period of time at a low cost. It’s designed to:

Provide money for your family or dependants in the event of your death
Pay off a mortgage and any other outstanding loans in the event of your death
Provide money for a business in the event of the death of a `keyman’ (someone whose presence is vital to the continued success of your business), partner or shareholder.

Guaranteed Cash

Term Assurance guarantees the payment of a cash sum in the event of death during the term of the plan. And, because it provides pure protection and contains no savings element, it’s comparatively inexpensive.

Guaranteed Premiums

The premiums are guaranteed at the outset not to increase during the term of the policy.

Early payment for terminal illness

If you’re diagnosed with a terminal illness reducing your life expectancy to 12 months or less, we’ll pay your life benefit early. You’ll have freedom to arrange your affairs and spend time with your loved ones.

Global UK Life Term Quotation Request

We have over 25 years’ experience in this specialist international life insurance market and can provide competitive insurance policies to people in the majority of countries throughout the world.

Get Quotation

Overseas Life Insurance Cover

Worldwide life insurance cover tailored to your needs.

Talking About Tax…

The tax position relating to the policy will vary according to personal circumstances and, in some cases, the way in which the policy is written.

The tax position of your policy depends on current law, and therefore may be liable to change.

Taxation Details

The sum assured becomes payable on death during the term of your policy. Under current law, it is free from UK Income Tax and Capital Gains Tax. This is provided that the policyholder is not UK domicile and that the policy document is lodged outside the UK at the time of death.